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Bank Holidays are the public holidays when all the banks are remained closed and not a single transaction is held within bank. Different countries have different list of bank holidays. Like in USA, UK, India, Australia, Canada all have different list of bank holidays as this is one of the events that comes under the highest magnitude of celebrations in all over the world. In most of the countries 1st of January is celebrated as new year holiday is the first bank holiday where as 28th of December of every year is the last bank holiday of the year celebrated as Boxing holiday in most of European countries. Different continents have different treads, customs and also different list of bank holidays.
As UK is one of the biggest country houses numbers of prestigious colleges and universities. It is one of the business hub where most of the leading companies of the world having their business centers over there. UK consists long list of bank holidays. During bank holidays in UK, banks are remaining close and not a single transaction is held by that particular bank. Here 123newyears.com brings you with the complete list of bank holidays that helps you in arranging you schedule as per the bank holidays

If you ask any seasoned investor about the purchase of bank owned foreclosures, you will discover that timing is actually everything in this business. By knowing when the right time to make your move is, you actually avoid some of the serious risks that usually come with foreclosure investingThe Right TimeAs a buyer, it is considered smart to find out first if market conditions favor you. If it does, you can enjoy having all the advantages such as being able to name your price.What are these market conditions, you might ask.For starters, you should check if there is a large inventory of bank foreclosures to choose from. If there is, it means that sellers will most likely have a hard time selling the repo properties because of the tough competition and would go to any length just to do so. In this situation, you can expect huge discounts as well as additional incentives.Another thing that would indicate if the timing is right to invest in bank owned foreclosures is the home sales activity. If the activity is positive, meaning that there are plenty of homes being sold, it could mean that investors consider the market to be worth the trouble

Many people will experience unfair bank charges at some time in their lives. Most people tend to accept this is just one of the bitter pills we have to take when dealing with financial institutions. However there is a growing wave of discontent and more banking customers are choosing to confront banks over these high bank charges.It can be an off-putting process. Banks have made the reclaim process long winded and time consuming. However there is more information than ever before on how to get your bank charges repaid so it's worth persevering. Keep in mind that it’s your hard earned cash that has been wrongly taken from your bank account.To look at how much you have been wrongly charged look back over your bank statements. You are entitled according to the Data Protection Act to access this type of information so don’t be put off. Next make sure you open a new bank account. This is always a sensible step as many banks will close your account once they have paid out compensation to you. If you have an overdraft currently you should be able to find another bank that will be happy to take over

Bank owned properties listings are a great way to buy low-cost but good quality homes directly from banks. These homes are often sold below market value because a previous homeowner has defaulted on a mortgage. Since banks are not in the business of selling homes, they are often willing to sell homes at a discount just to get back the money lost on the loan. Bank owned properties listings can be a great resource, but keep in mind a few tips to use these listings effectively.

Make sure that you understand what you are looking for and what a good price is for the type of home you want. Banks are under no obligation to sell their REO homes for below market value and you cannot assume that all homes in foreclosures listings are bargains. In some cases, homeowners mortgage their homes in excess of 100%, and banks must ask full market value (or more) on these repo homes to earn back the money on the loan. In other cases, homeowners only owe a small fraction of the home’s value in mortgages and the bank can sell the property for far less than market value. The only way to tell the difference is to do your research carefully so that you understand the true value of any home you consider.

Also, make sure you call lenders at the right time. Banks are more willing to negotiate on prices right before they need to report non-performing assets to shareholders. It can be hard to figure out when this occurs, but do try to find out. This is when all homes on bank owned properties listings can be up for negotiation.

Bank Holidays are known by public holidays and its list if is differ from one country to another. Different countries have different list of bank holidays. On this day banks are remained closed and not a single transaction is held by bank on bank holiday event. This event comes in the highest magnitude of celebrations across the globe. Besides different countries, even different banks have different list of bank holidays. Box holidays which is on 28th of December of every year is the last bank holiday of the year and 1st of January is the first bank holidays celebrated as new year holidays.


Below are some most famous bank holidays in Canada,


January 1st - New Year
April 10th - Good Friday
July 1st - Canada day
October 12th - Thanksgiving Day
December 25th - Christmas
December 26th - Boxing Day

Mexico's ties to the US economy, its well-capitalised banks and the business-friendly reforms it has in the pipeline mean the country is perfectly positioned to ride the wave of any global economic recovery. Optimism is such, that there is even talk of the country being classified alongside the BRIC economies. Writer Silvia Pavoni